United Group Insurance – Griswold Iowa
Long-Term Care Insurance
Explore Long-Term Care Insurance Coverage Options
For most Americans, a traditional Life and Health Insurance package is enough to keep themselves and their families insured, but for many, additional coverage is helpful. At United Group Insurance, we offer extensive coverage options that may insure the care of those who need it most.
Long-Term Care Insurance (LTC) helps provide for the medical expenses of extended home health care or nursing home costs beyond a specified period. In general, individuals who require Long-Term Care are those who can no longer take care of themselves and are unable to perform the some of the basic activities of daily living without assistance or require assistance due to a severe cognitive impairment.
The costs of Long-Term Care can be quite expensive, and are typically not covered under basic Health Insurance, Medicare, or Medicaid. Long-Term Care Insurance from United Group Insurance may offer some protection for your family’s financial future by providing valuable coverage benefits for costs associated with:
- Home Care
- Assisted Living
- Adult Daycare
- Hospice Care
- Nursing Homes
- Respite Care
Individuals looking to purchase Long-Term Care Insurance must meet certain conditions in order to qualify for benefits. Talk to an insurance professional with United Group Insurance to learn more about Long-Term Care Insurance and whether you should add it to your current policy.
All guarantees and benefits of the insurance policy are backed by the claims-paying ability of the issuing insurance company. Policy guarantees and benefits are not backed by the broker/dealer and/or insurance agency selling the policy, nor by any of their affiliates, and none of them makes any representations or guarantees regarding the claims-paying ability of the issuing insurance company.